Accept Payments Across Ethiopia — In Minutes
Sikina Pay connects your business to Telebirr, CBE Birr, M-PESA, Amole, and bank transfers through one simple integration. Start collecting payments today.
Accept payments through Ethiopia's most popular payment methods


Built for reliability. Proven at scale.
Everything you need. One dashboard.
Track every transaction, manage settlements, monitor payment methods, and get real-time analytics — all from a single, intuitive dashboard built for Ethiopian businesses.
Go live in three simple steps
Getting started with Sikina Pay is fast and straightforward. No lengthy paperwork, no complicated setup.
Create Account
Sign up in 2 minutes with your business details. Get your API keys and dashboard access instantly.
Integrate
Add our checkout to your website or app with a few lines of code. Use our REST API, SDKs, or hosted checkout page.
Get Paid
Start accepting payments from Telebirr, CBE Birr, M-PESA, and banks. Receive settlements to your bank account within 24 hours.
Built to help Ethiopian businesses accept digital payments
From checkout to settlement, Sikina Pay handles your payments so you can focus on growing your business.
Accept Every Payment Method
Telebirr, CBE Birr, M-PESA, Amole, bank transfers, and international cards — all in one integration.
Real-Time Dashboard
Track every transaction, settlement, and customer payment with live analytics and reports.
Fast Settlement
Receive funds in your bank account within 24 hours. No long holding periods.
Bank-Grade Security
End-to-end encryption, two-factor authentication, and real-time fraud monitoring on every transaction.
Easy Refund Management
Process refunds directly from your dashboard. Keep customers happy with quick, transparent refunds.
Mobile-Optimized Checkout
Checkout experience designed for Ethiopian mobile users. Fast, responsive, and accessible on any device.
Powerful on every screen
Whether you're a merchant tracking revenue or a customer making a payment, Sikina Pay delivers a seamless mobile experience.
Track every birr in real time
Monitor revenue, manage settlements, and see payment breakdowns from your pocket. Withdraw funds to your bank anytime.
Checkout in seconds
Your customers pick their preferred payment method, confirm the amount, and pay — all in under 30 seconds. Mobile-optimized and built for Ethiopia.
A dashboard built for developers
Manage API keys, monitor webhook deliveries, track request performance, and switch between test and live environments — all from one powerful developer console.
Integrate payments with a few lines of code
Our REST API is clean, documented, and comes with SDKs for Python, Node.js, PHP, and Java. Spin up a sandbox, test your integration, and go live — all without waiting for manual approvals.
// Initialize Sikina Pay checkout
const response = await fetch(
"https://api.sikinapay.com/v1/checkout",
{
method: "POST",
headers: {
"Content-Type": "application/json",
"Authorization": "Bearer sk_live_YOUR_API_KEY"
},
body: JSON.stringify({
amount: 2500.00,
currency: "ETB",
description: "Order #1234",
payment_methods: [
"telebirr", "cbe_birr", "mpesa"
],
callback_url: "https://your-site.com/webhook",
redirect: {
success: "https://your-site.com/success",
cancel: "https://your-site.com/cancel"
}
})
}
);
const { checkout_url } = await response.json();
// Redirect customer to checkout_urlBuilt for every type of business
Whether you're a solo merchant or a large enterprise, Sikina Pay has the tools you need.
Your payments are protected by bank-grade security
Every transaction on Sikina Pay is protected by end-to-end encryption, real-time fraud monitoring, and strict compliance with Ethiopian financial regulations. Your customers' data never touches your servers — we handle the security so you don't have to.
Learn About SecurityEnd-to-End Encryption
TLS 1.2+ and AES-256 encryption on every transaction
Fraud Monitoring
Real-time transaction monitoring and anomaly detection
Two-Factor Auth
2FA on all dashboard accounts for maximum security
Secure API Keys
Separate test and live keys with IP whitelisting
99.9% Uptime
Redundant infrastructure for always-on reliability
Compliance
Aligned with Ethiopian financial regulations and standards
Trusted by businesses across Ethiopia
“Sikina Pay transformed how we handle payments. Integration took less than a day, and our mobile payment acceptance rate increased by 40%. The Telebirr and CBE Birr support is exactly what we needed.”
“We switched from manual bank transfers to Sikina Pay and the difference is night and day. Our checkout completion rate doubled, and the dashboard gives us real-time visibility into every transaction.”
“The API documentation is clean and well-structured. Setting up webhooks, handling callbacks, and verifying transactions is straightforward. Best developer experience among Ethiopian payment providers.”
Simple, transparent pricing
No hidden fees. No monthly charges. You only pay per successful transaction.
For small to medium businesses
- No setup fees
- No monthly charges
- All payment methods included
- Merchant dashboard
- Email & chat support
- Next-day settlement
Volume pricing for large businesses
- Volume-based discounts
- Dedicated account manager
- Custom SLA
- Priority support
- Advanced analytics
- Same-day settlement
All plans include access to the full Sikina Pay platform. Need a custom solution? Talk to us
Frequently asked questions
Ready to accept payments across Ethiopia?
Join hundreds of businesses using Sikina Pay to accept Telebirr, CBE Birr, M-PESA, and bank payments. Create your free account today and go live within 48 hours.