Accept Payments Across Ethiopia — In Minutes

Sikina Pay connects your business to Telebirr, CBE Birr, M-PESA, Amole, and bank transfers through one simple integration. Start collecting payments today.

No setup feesGo live in 48hrsDeveloper-friendly
dashboard.sikinapay.com
Total Revenue
ETB 1,247,830
+23.5%
A
Abebe Store
Telebirr
ETB 2,500
Completed
M
Merkato Online
CBE Birr
ETB 8,750
Completed
A
Addis Delivery
M-PESA
ETB 1,200
Pending

Accept payments through Ethiopia's most popular payment methods

Telebirr
Telebirr
CBE Birr
CBE Birr
M-PESA
M-PESA
Amole
Amole
Awash Bank
Awash Bank
Dashen Bank
Dashen Bank
Bank of Abyssinia
Bank of Abyssinia
Wegagen Bank
Wegagen Bank
Cooperative Bank
Cooperative Bank
Telebirr
Telebirr
CBE Birr
CBE Birr
M-PESA
M-PESA
Amole
Amole
Awash Bank
Awash Bank
Dashen Bank
Dashen Bank
Bank of Abyssinia
Bank of Abyssinia
Wegagen Bank
Wegagen Bank
Cooperative Bank
Cooperative Bank
… and more Ethiopian banks & wallets

Built for reliability. Proven at scale.

500+
Merchants Served
Businesses across Ethiopia trust Sikina Pay
99.9%
Uptime
Reliable infrastructure, always available
24hr
Settlement
Funds in your bank account the next day
256-bit
Encryption
Bank-grade security on every transaction

Everything you need. One dashboard.

Track every transaction, manage settlements, monitor payment methods, and get real-time analytics — all from a single, intuitive dashboard built for Ethiopian businesses.

Real-Time Analytics
Live transaction monitoring
Revenue Tracking
Daily, weekly, monthly views
Payment Methods
Breakdown by channel
Settlement Status
Track fund disbursements
Explore Dashboard
Welcome back
Merkato Online Store
Live Mode
Today
ETB 47,250
+12%
This Week
ETB 284,100
+8%
This Month
ETB 1.2M
+23%
Revenue Overview
Recent Transactions
C
Coffee House
Telebirr
+ETB 450
2 min ago
H
Habesha Mart
CBE Birr
+ETB 2,100
8 min ago
T
Tech Store
M-PESA
+ETB 890
15 min ago

Go live in three simple steps

Getting started with Sikina Pay is fast and straightforward. No lengthy paperwork, no complicated setup.

01

Create Account

Sign up in 2 minutes with your business details. Get your API keys and dashboard access instantly.

02

Integrate

Add our checkout to your website or app with a few lines of code. Use our REST API, SDKs, or hosted checkout page.

03

Get Paid

Start accepting payments from Telebirr, CBE Birr, M-PESA, and banks. Receive settlements to your bank account within 24 hours.

Built to help Ethiopian businesses accept digital payments

From checkout to settlement, Sikina Pay handles your payments so you can focus on growing your business.

Accept Every Payment Method

Telebirr, CBE Birr, M-PESA, Amole, bank transfers, and international cards — all in one integration.

Real-Time Dashboard

Track every transaction, settlement, and customer payment with live analytics and reports.

Fast Settlement

Receive funds in your bank account within 24 hours. No long holding periods.

Bank-Grade Security

End-to-end encryption, two-factor authentication, and real-time fraud monitoring on every transaction.

Easy Refund Management

Process refunds directly from your dashboard. Keep customers happy with quick, transparent refunds.

Mobile-Optimized Checkout

Checkout experience designed for Ethiopian mobile users. Fast, responsive, and accessible on any device.

Powerful on every screen

Whether you're a merchant tracking revenue or a customer making a payment, Sikina Pay delivers a seamless mobile experience.

Merchant View

Track every birr in real time

Monitor revenue, manage settlements, and see payment breakdowns from your pocket. Withdraw funds to your bank anytime.

Live revenue tracking
Settlement management
Payment breakdowns
9:41
Good morning
Merkato Store
Today's Revenue
ETB 0
+18.2%vs yesterday
By Payment Method
Telebirr
45%
CBE Birr
35%
M-PESA
20%
Recent Settlements
Today
Processing
ETB 45,200
Yesterday
Completed
ETB 38,700
9:41
Paying
Habesha Mart
Amount
ETB 2,500
Order #SP-48291
Select Payment Method
SubtotalETB 2,350
Service feeETB 150
TotalETB 2,500
Secured by Sikina Pay
Customer View

Checkout in seconds

Your customers pick their preferred payment method, confirm the amount, and pay — all in under 30 seconds. Mobile-optimized and built for Ethiopia.

One-tap payments
All Ethiopian methods
Bank-grade security

A dashboard built for developers

Manage API keys, monitor webhook deliveries, track request performance, and switch between test and live environments — all from one powerful developer console.

API Key Management
Rotate, revoke, and scope keys
Live Webhook Logs
Real-time delivery monitoring
Low Latency
< 200ms average response
Test & Live Modes
Instant environment switching
Developer Console
Test API Key
sk_test_••••••••••••••
Success Rate
0.0%
Requests (24h)
0
Avg Latency
142ms
Webhook DeliveriesLive
payment.completed
2000.3s ago
checkout.created
2001.2s ago
payment.completed
2004.8s ago
refund.initiated
20212s ago
payment.failed
40018s ago

Integrate payments with a few lines of code

Our REST API is clean, documented, and comes with SDKs for Python, Node.js, PHP, and Java. Spin up a sandbox, test your integration, and go live — all without waiting for manual approvals.

REST API
Webhooks
Test Sandbox
API Keys
SDKs & Plugins
Live Demo
// Initialize Sikina Pay checkout
const response = await fetch(
  "https://api.sikinapay.com/v1/checkout",
  {
    method: "POST",
    headers: {
      "Content-Type": "application/json",
      "Authorization": "Bearer sk_live_YOUR_API_KEY"
    },
    body: JSON.stringify({
      amount: 2500.00,
      currency: "ETB",
      description: "Order #1234",
      payment_methods: [
        "telebirr", "cbe_birr", "mpesa"
      ],
      callback_url: "https://your-site.com/webhook",
      redirect: {
        success: "https://your-site.com/success",
        cancel: "https://your-site.com/cancel"
      }
    })
  }
);

const { checkout_url } = await response.json();
// Redirect customer to checkout_url

Your payments are protected by bank-grade security

Every transaction on Sikina Pay is protected by end-to-end encryption, real-time fraud monitoring, and strict compliance with Ethiopian financial regulations. Your customers' data never touches your servers — we handle the security so you don't have to.

Learn About Security

End-to-End Encryption

TLS 1.2+ and AES-256 encryption on every transaction

Fraud Monitoring

Real-time transaction monitoring and anomaly detection

Two-Factor Auth

2FA on all dashboard accounts for maximum security

Secure API Keys

Separate test and live keys with IP whitelisting

99.9% Uptime

Redundant infrastructure for always-on reliability

Compliance

Aligned with Ethiopian financial regulations and standards

Trusted by businesses across Ethiopia

Sikina Pay transformed how we handle payments. Integration took less than a day, and our mobile payment acceptance rate increased by 40%. The Telebirr and CBE Birr support is exactly what we needed.

AT
Abebe Tesfaye
CTO, Zemen Digital

We switched from manual bank transfers to Sikina Pay and the difference is night and day. Our checkout completion rate doubled, and the dashboard gives us real-time visibility into every transaction.

HS
Hana Solomon
Founder, Selam Grocery

The API documentation is clean and well-structured. Setting up webhooks, handling callbacks, and verifying transactions is straightforward. Best developer experience among Ethiopian payment providers.

DB
Daniel Bekele
Lead Developer, Habesha Tech

Simple, transparent pricing

No hidden fees. No monthly charges. You only pay per successful transaction.

Standard
2.5%per transaction

For small to medium businesses

  • No setup fees
  • No monthly charges
  • All payment methods included
  • Merchant dashboard
  • Email & chat support
  • Next-day settlement
Get Started Free
Custom
Enterprise
Custom

Volume pricing for large businesses

  • Volume-based discounts
  • Dedicated account manager
  • Custom SLA
  • Priority support
  • Advanced analytics
  • Same-day settlement
Contact Sales

All plans include access to the full Sikina Pay platform. Need a custom solution? Talk to us

Frequently asked questions

Ready to accept payments across Ethiopia?

Join hundreds of businesses using Sikina Pay to accept Telebirr, CBE Birr, M-PESA, and bank payments. Create your free account today and go live within 48 hours.

Join our TelegramNo setup fees • No monthly charges • Go live in 48 hours